In this video, I’m breaking down my top 10 business credit cards that report to Equifax Business—because yes, bestie, you can build business credit on purpose instead of just hoping the lender gods notice you. I rank the issuers, give you my score for each one, and I tell you what actually matters: intro APRs, annual fees, rewards, and whether you’re dealing with a true business credit card or a charge card that has to be paid in full every month (looking at you, Fifth Third Commercial Card). I walk you from #10 BMO Harris (two Platinum options with solid intro APRs) all the way up to #1 Chase with the Ink lineup—Unlimited, Cash, and Preferred—because in my view they’re the best of the best for approvals, value, and real-world business spending. I also remind you that reporting can vary by state, so don’t act shocked if an issuer reports to Equifax in one place and to other bureaus somewhere else. My biggest takeaway: separate your personal and business finances, pick the card based on what your business actually needs (0% intro, no annual fee, travel perks, etc.), and if you want better odds, apply by phone or in-branch instead of letting an online algorithm play games with your application.