In this video, I’m breaking down five “hidden” credit union business credit cards that can work for a single-member LLC with an EIN-only setup (depending on the credit union and how they underwrite you). I ranked them with my own scoring, and I tell you exactly what I like: low APRs, no annual fees when possible, real protections, and features that actually help you manage cash flow—especially if you’re buying supplies, paying for gas, or running day-to-day ops. We walk through BECU Business Visa (super low rate but georestricted), ACU Business (fixed 16.99% with 2% cash back but a $49 fee that’s waived year one), CCU Business Platinum Rewards (flexibility + 3-2-1 points structure and 360 Control), Keesler Business Cash Preferred (0% intro APR for six cycles + up to 3% cash back and software credit), and my #1 pick: Service CU Business Platinum (no annual fee, no foreign transaction fees, no “gotcha” APR hikes for late payments, plus solid Visa benefits). Then I give you my success formula: check personal credit first, build business credit if you’re thin (secured card can help), research membership eligibility, and come prepared with your LLC info, revenue/expenses, and a real plan—because credit unions love clarity. Stay marvelous.