Adulting 101: Can You Have FUN and SAVE? | The Hop Pod Ep 137

Money can feel confusing — and sometimes even intimidating, especially when you’re just starting out. In this episode, the hosts unpack the small steps Gen Zs & young adults can take to better understand and manage their finances. Joining the discussion is a finance professional from @GXSBank – no jargon, no judgement — just an honest conversation about what financial literacy really looks like. Learn more about GXS 👉 https://gxs.com.sg/?utm_source=partner&utm_campaign=the_hoppod&utm_id=thpvideo 00:00 Teaser 00:42 Topic 01:02 Guest Intro 01:38 Disclaimer 01:49 What’s the top comment you get working at a bank? 02:07 Ever had a “broke” moment? How’d you recover? 02:41 What’s your guilty pleasure? 02:59 How have you broken banker stereotypes? 03:31 Trivia: Gen Z Finance Terms 09:33 If your bank account could talk, what would it roast you for? 10:54 When did you realise being “good with money” isn’t optional? 12:58 Were you always good with money, or did you learn the hard way? 13:40 Is there a “right” amount to save in your 20s? 14:23 Is the “$100k by 30” goal still relevant? 14:56 How do you enjoy life now without screwing over Future You? 17:56 The Question Pod 19:46 Who’s invested without fully understanding it? 20:55 Is investing smart—or just hoping for the best? 22:08 How should people rethink investing? 23:21 Does GXS offer guidance for savings? 24:04 Has investing changed how you see money? 25:04 Can you have too much in savings? 25:53 How would you describe your spending habits? 27:49 How do we spend smarter? 28:52 How can flexible drawdowns help with big expenses? 30:19 Any final advice for listeners? 33:21 Outro 33:36 Bloopers FOLLOW US ON SOCIALS INSTAGRAM: https://www.instagram.com/yougotwatchsg/ TIKTOK: http://tiktok.com/@yougotwatchsg 🌱 TAUGEHS 🌱 Nicholas: https://www.instagram.com/nicholasyeam/ Joie: https://www.instagram.com/joietan/ Q (Yun Qian): https://www.instagram.com/lyqian/ 🎧 SUBSCRIBE & LISTEN 🎧 Spotify: https://bit.ly/thehoppod-spotify Apple Podcasts: https://bit.ly/thehoppod-apple MeListen: https://bit.ly/thehoppod-melisten Powered by Mediacorp, contact us at: Creatorsnetwork@mediacorp.com.sg