Why Most New Years Money Resolutions Are Already Broken!

New Years Financial Resolutions fall apart fast when there’s no clear plan behind them. After nearly four decades of marriage, we’ve learned money success isn’t about willpower. In this video, we reveal why most financial resolutions fail by mid-January and how you can reset your money mindset for 2026 using simple, proven strategies. We’ll walk you through a realistic 3-point plan, pointing out what you need to look for in 2026, and give you examples based on frugal living tips, budgeting hacks, and real-life tracking methods that actually work. Plus, you’ll learn the frugal habits we are personally using to fight rising utility costs - despite additional fees to our bill every month. If you're looking for simple money habits, budgeting tips for 2026, or want to increase your net worth in 2026, this video is for you 00:00 - Introduction 00:30 - Why Money Goals Fail 01:13 - Plan Financial Goals with the End in Mind 02:40 - How to PLAN Financial Goals 06:20 - How to IMPLEMENT New Habits 10:26 How to EVALUATE how habits are impacting your financial goals // PIE METHOD WORKBOOK: https://pages.underthemedian.com/the-pie-method //TOOLS AND SERVICES WE RECOMMEND: AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you. DISCOUNT, COUPON, AND BROWSER EXTENSIONS: ○ Save 75% on Restaurant Food!: Too Good to Go App: https://tgtg.onelink.me/OGjG/nkknua79 ○ Rakuten: (Cash Back!) https://www.rakuten.com/r/HOPEWA158?eeid=28187 ○ Fetch: (Upload Receipt to Earn Gift Cards): https://referral.fetch.com/vvv3/referralsocial?code=3FUV4U //SERVICES AND PRODUCTS WE LIKE: ○ Mint Mobile: https://www.mintmobile.com/underthemedian ○ Graphic Artist: Our Logo design is by: Sarah Hallam, graphic artist:, contact her at: polaroidsandpens@gmail.com. ○ Mailerlite - https://www.mailerlite.com/invite/53867ca569af5 //TIP JAR: Want to send us a special "Thank You" for our content? Here's our PayPal email address: underthemedian@gmail.com //WATCH MORE FRUGAL LIVING VIDEOS: ○ These 6 Things Will Get More Expensive in 2026: https://www.youtube.com/watch?v=NMFtVzWLbbw&t=3s ○ Your Budget Won't Work Without Doing THIS: https://www.youtube.com/watch?v=n_7sYHwXriE&t=1s ○ 14 Simple Things Frugal People Do That Most People Don't: https://www.youtube.com/watch?v=1gz_fNnDoPI&t=9s //SHOP OUR E-BOOKS: https://underthemedian.com/shop //COME SAY HI! Our website: https://underthemedian.com/ Facebook: https://www.facebook.com/underthemedian/ Instagram:https://www.instagram.com/underthemedian/ //ABOUT: We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media. Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel. //CONTACT: For all inquiries, please use this email: hope@underthemedian.com