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STUPID OR SMART? Why Europeans Have 99, 75, and 50 Year Mortgages

41.5K views· 2,238 likes· 22:18· Jan 4, 2026

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Is a 50 year Mortgage such a crazy idea after all? Many other countries around the globe offer mortgages with terms up to 50, 60 or 100 years long. So how do they do it? Why do they do it? Subscribe to get 40% off the Vantage plan at https://ground.news/ashton Chapters: 00:00 Intro 01:40 The History of the 30-year Mortgage 05:17 How does a 30 year Mortgage Compare to a 50 year Mortgage? 10:47 Funny Business 13:08 99 Year Mortgages?! 20:32: Stupid or Smart? *All Sources at End of Video to Read More* Other Videos You might Enjoy: Germany's "NON-CAPITALISM SOLUTION" to the Housing Crisis https://youtu.be/zDEapomQxDw German Houses vs. American Houses: Construction, Design & Scale https://youtu.be/miSqQjVLjak Episode No. 187 📷 Follow me on Instagram: https://www.instagram.com/typeashton/ 🤳🏻 TikTok: https://www.tiktok.com/@typeashton 🖥 Website: https://www.blackforestfamily.com 📧 E-mail: typeashton@gmail.com SUPPORT ME 👑 Patreon: https://www.patreon.com/TypeAshton Attribution: Music by Epidemic Sound: http://nebula.tv/epidemic Thank you to AP Archive and the Library of Congress for access to their archival footage. Stock footage and others clips by Getty and Envato Elements Narrated and produced by Dr. Ashton Schottler #europe #usa #eu #economics #europeanunion #US #americaningermany #germany #housing #housingmarket #mortgage #homeloan #realestate #realestateinvesting #investment #switzerland

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