Is Negative Gearing Actually Gone? Here’s What Investors Need to Know

Is negative gearing really gone? Not quite. In this TPC Gold clip, Ben, Evan and David Robertson unpack what negative gearing actually means, why it is not a standalone term in the tax act, and how proposed changes could shift upfront tax benefits into deferred benefits for some investors. They also explore the cash flow impact, the role of loan-to-value ratios, why high-yield regional property can be risky, and why commercial property is not automatically the safer alternative just because it may still offer tax benefits. Submit your question to the show here: https://thepropertycouch.com.au/topics/ Timestamps 00:00 – The “five-year” negative gearing question 00:45 – Interest rates and investor cash flow 01:01 – The 55–60% LVR rule of thumb 01:50 – The risk of chasing higher yields 02:34 – Is negative gearing actually gone? 03:16 – Upfront benefit vs deferred benefit 03:53 – New builds, shares and commercial property 04:20 – Why commercial property needs caution #ThePropertyCouch #NegativeGearing #PropertyInvesting #AustralianProperty #TaxReform #PropertyPodcast #CommercialProperty #FinancePodcast