Chapter 7: Borrowing Power

Confused about how banks calculate borrowing power? You’re not alone. In Chapter 7 of our How to Retire on $3K a Week | Beyond the Pages podcast companion, we explain: 💳 What borrowing power really means 📉 How interest rates reshape your borrowing ability 🏦 Why different lenders give you different borrowing numbers 🧮 The difference between borrowing capacity and purchase capacity 🎯 How to use borrowing power safely as an investor 🔐 The 5 Finance Rules that protect you from overcommitting This is essential listening for anyone planning to borrow, refinance or grow a property portfolio. 🎧 Tune in now 👉 https://thepropertycouch.com.au/HTRO3K-chapter-seven-borrowing-power One book. A lifetime of financial clarity.Grab How to Retire on $3K a Week 👉 https://howtoretireon3k.com.au *TIMESTAMPS* 0:00 – Chapter 7: Understanding Borrowing Power 0:40 – Why borrowing power isn’t about income 1:15 – How interest rates shape your borrowing capacity 1:50 – Lenders all assess you differently — here’s why 2:32 – Borrowing capacity vs purchase capacity 3:05 – The 5 Finance Rules (and how they protect you) 3:45 – Why stretching yourself breaks the investment formula 4:20 – Borrowing power as a strategic advantage 5:00 – What to do BEFORE talking to a bank 👍 Like this video if it helped! 🔔 Subscribe for weekly insights on property, finance & money management 📲 Join 19,000+ investors on Moorr: https://moorr.com.au 💡 Access free resources via MyKnowledge: https://moorr.com.au/myknowledge #howtoretireon3k #thepropertycouch #borrowingpower #propertyfinance #wealthbuilding #financialfreedom