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Can Couples Double-Dip on the CGT Exemption?

315 views· 5 likes· 8:09· Oct 9, 2025

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Your principal place of residence (PPOR) is one of the greatest tax gifts in the Australian system — but many couples get caught out by the rules. In this clip, Bryce and Ben unpack the CGT main residence exemption and why a married or de facto couple is treated as one tax unit, meaning you can’t both claim different properties as tax-free. They also dive into the six-year rule, what happens if you rent out your home, how audits work under the ATO’s self-assessment system, and why getting quality tax advice is critical when selling or upgrading your home. If you’ve ever wondered whether you and your partner can both claim CGT exemptions on different properties, this is a must-watch. *Timestamps:* 00:00 – The CGT exemption on your principal place of residence 00:35 – Can couples both claim it? 01:23 – Married and de facto couples treated as one tax unit 02:02 – The six-year rule explained 03:26 – What happens in an audit? 05:08 – Key takeaway: one main residence exemption only 05:27 – Why professional tax advice is critical P.S. This is just a snippet from our Ep 562 | CGT for Couples EXPOSED: The Six-Year Rule, First-Home Myths & Victoria’s Rental Crackdown. For the full scoop, check it out here 👉 https://thepropertycouch.com.au/ep562-cgt-couples-first-home-victoria-rental/ P.P.S. And feel free to send in your questions here 👉 https://thepropertycouch.com.au/topics/ We would love to answer them on the show! #ThePropertyCouch #PropertyTax #CapitalGainsTax #CGT #PropertyInvesting #AustralianProperty

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