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The $130,000 Rebate Nobody's Talking About Correctly

698 views· 13 likes· 30:02· Apr 1, 2026

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The $130,000 Rebate Nobody's Talking About Correctly Everyone is talking about the $130,000 HST rebate but almost no one understands how it really works. We break down what is actually happening behind the scenes and why this confusion could cost buyers thousands. In this episode, we uncover the real mechanics of the Ontario HST rebate and we explore how purchase prices, incentives, and monthly payments are affected and why this one year window could be one of the most important opportunities in the Ontario housing market right now. If you are looking at new builds in Ottawa or anywhere in Ontario, or even Canada, this conversation will change how you think about rebates, affordability, and timing. We connect the dots between mortgage strategy, housing supply, and government incentives so you can make smarter decisions in a fast shifting Canadian real estate market. 00:00 Intro 02:21 Understanding the HST Rebate Program 06:24 Misconceptions About the Rebate 08:30 Pros and Cons of the Rebate for Buyers 15:43 Impact on Builders and the Market 20:30 Economic Implications of the Rebate 21:51 Ontario Is Slashing Development Fees Up To 50% 25:03 Future of Housing in Ontario 28:52 Mood Boosts Don’t Miss Out! Hit LIKE, SUBSCRIBE, and drop a COMMENT with your thoughts on where the market is heading! Get in touch with us! *Paul Stevenson* - Mortgage Agent Level 2 CENTUM Financial Services LP Email: paul@paulstevenson.ca Phone: 1-613-263-4543 https://www.paulstevenson.ca *David Warren* - Mortgage Agent Level 2 Referral Mortgages Email: david@referralmortgages.com Phone: 1-613-686-6003 https://www.referralmortgages.com If you have a question or topic you'd like to hear us discuss send us an email at: theottawarealestatepodcast@gmail.com or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group and Easy Neon Signs Canada. https://www.referralmortgages.com/ https://paulstevenson.ca/ https://guertinpoirierlaw.ca/ https://www.centum.ca/ https://www.thebig.ca/ https://www.atozcleaningexpert.com  https://www.easyneonsigns.ca Use code TOREP and get 20% off all your orders. (This is an affiliate link).

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