How To Get A Life and Health Insurance License (in 4 Steps)

Ready to get your Life and Health (L&H) insurance license? The first and most important step is completing a state-approved pre-licensing course. *For the best results, we recommend Kaplan* ► Our #1 Recommended Course: Kaplan's Study Packages *(93% Pass Rate!)* https://go.truic.com/44z5PKP 📘 To Understand All The Steps, Read Our Free L&H How-To Guide: https://staterequirement.com/become-a-life-insurance-agent/ Licensing varies by state, so select the state you need your license in. If you use our discount links, you get a discount and we receive a small commission. Thanks for supporting our work! -------- How to Get a Life and Health Insurance License - This video is your complete roadmap to getting a professional L&H license. We'll guide you through all 4 essential steps, from completing your pre-licensing education to passing the exam and submitting your application. Follow along to learn the official requirements and get our expert recommendation on the best tools to get you licensed, fast. -------- 🕒 *TIMESTAMPS * 0:00 - How to Get a Life & Health License 0:25 - What is a Life and Health Insurance License? 1:20 - Step 1: Complete Pre-Licensing Education (Most Important Step) 2:30 - Step 2: Pass Your State L&H Exam 3:44 - Step 3: Get a Background Check 4:30 - Step 4: Submit Your License Application -------- 🎯 *Key Topics Covered* What is a Life & Health License? An L&H license allows you to sell policies that are directly tied to a family's financial well-being, such as term life insurance, disability insurance, and family health plans. This is a meaningful role that often comes with larger commissions and the ability to build strong, long-term relationships with clients. Complete Pre-Licensing Education Most states require you to complete a pre-licensing education course from an approved provider before you can take the exam. A quality course is critical, providing invaluable tools like live tutoring, study calendars, and hundreds of practice questions that mirror the real test. ► Get our #1 recommended course, Kaplan, here: https://go.truic.com/44z5PKP Pass the State Exam All states require you to pass a proctored, multiple-choice exam. These exams are typically administered by vendors like PSI, Prometric, or Pearson VUE and cost between $30 and $100+ per attempt. Depending on your state, this may be a single combined L&H exam or two separate exams, both of which you must pass. Background Check & License Application After passing the exam, you must complete a fingerprint-based background check (usually via IdentoGO for a fee of $30-$60) and submit your official license application. Application fees range from $50 to $200, depending on your state. This process ensures that agents meet the ethical standards required for the industry. -------- ▶️ *Insurance Guides* L&H Exam Guide: Get a detailed breakdown of the Life & Health exam. https://staterequirement.com/become-a-life-insurance-agent/life-and-health-insurance-license-exam/ Best Insurance Courses Review: See our full review of the top 5 providers. https://staterequirement.com/insurance-licensing/best-insurance-courses/ Insurance Adjuster Career: Interested in becoming an adjuster instead? https://go.truic.com/4buyzXi -------- *Resources & Links* 🔥 Get Free, Powerful Business Tools—sign up now for TRUiC’s Business Center https://business.truic.com/ 🔥 At TRUiC, our parent company, we are dedicated to providing the most useful information for entrepreneurs. We would love to see your feedback in the comments on what other information you need to help follow your dreams. 🔔 Please like, comment, and subscribe if you appreciate our content and want to see more! #InsuranceAgent #InsuranceCareer #LicensingGuide #InsuranceExam #Prelicensing #PropertyCasualty #LifeHealthInsurance #CareerTips