How to Separate Business and Personal Expenses in Bluevine (Step-by-Step Tutorial)

Get started with Bluevine to open a free business checking account, earn up to 4.25% APY, and organize your money with sub-accounts here: https://startupwise.com/bluevine/ In this video, I go over how to separate your personal and business expenses the right way using a Bluevine business checking account. If you’re a freelancer, solo founder, or small business owner, this is one of the most important steps you can take to keep your finances clean and stress-free during tax season. I explain why separating your money isn’t just good for bookkeeping, it protects your legal status, keeps your business legit, and helps you stay organized year-round. Our favorite business must-haves: 💳 Best business credit cards: https://startupwise.com/creditcards 🏦 Novo (best business bank): https://startupwise.com/novo 🖥 Best AI website builder ($3/month using code STARTUPWISE): https://startupwise.com/hostinger/ ⚙ Northwest (best $39 LLC formation service): https://startupwise.com/northwestLLC 🎃 Try Gusto and get a $100 gift card with our link: https://startupwise.com/gusto 👨💼 Best overseas staffing agency (save 80% on payroll): https://paired.so/startupwise Be sure to watch this video until the end because I’ll walk you through exactly how to set up your Bluevine account and organize your money with sub-accounts. Bluevine is a great option for small business banking because it offers no monthly fees, competitive interest on your balance, and tools that make tracking expenses easier. I’ll show you how to use features like sub-accounts to manage taxes, savings, and payroll, all inside one account. I’ll also cover some common mistakes people make, like using the same account for everything or not paying themselves the right way. These are the habits that lead to confusion, missed deductions, and IRS red flags. I’ll explain what to do if you’ve already mixed your money and how to fix it so it doesn’t happen again. Whether you’re just getting started or cleaning things up, this video will help you take control of your business finances the smart way. If you found this video helpful, be sure to check out our other videos on: How to Apply for Bluevine’s Line of Credit Without Hurting Your Credit Score: https://youtu.be/VkoZIKW9wn8 How to Open Bluevine Business Bank Account in 2025 - Best Business Checking Account: https://youtu.be/97s0yGFi8zI Request New Videos Here: https://forms.gle/k9TtfauggkEpAWNQA More tutorials on our website: https://www.startupwise.com Thanks for watching! I hope you have a wonderful day! – Eric #BusinessBankAccount #Bluevine #Tutorial Timeline: 0:00 - Introduction 0:23 - Why Separating Business and Personal Finances Is So Important 1:17 - Benefits of Using Bluevine for Your Business Bank Account 6:05 - What To Do If You've Mixed Business and Personal Money 6:27 - Common Small Business Banking Mistakes to Avoid 7:23 - Conclusion Disclaimer: Some of the links above may be affiliate links, meaning I may receive a small commission if you click on them. The commission is paid by the retailers at no cost to you, and this helps to support our channel and keep our videos free. Thank you! All info from our videos is compiled from online sources and our own experience, and we encourage you to do your due diligence. We appreciate your viewership! In addition, we are not financial advisors. StartupWise does not provide tax, legal, or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your due diligence before making any financial decisions.