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Amazonempty bindersempty binders
I also picked up empty binders so I can keep multiple categories separated (I’m currently using four binders). It’s a budget-friendly way to build out your system over time, especially when you’re still figuring out what categories you actually need.
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Pros
- +Budget-friendly way to expand your cash stuffing system
- +Makes it easier to separate short-term and long-term sinking funds
Cons
- -Doesn’t include envelopes (you’ll need to add your own)
- -You may end up reworking your binder setup as you learn
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