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We Reached $1.6M on an Average Salary: Our Roadmap - Part 2

4.5K views· 139 likes· 20:04· Apr 2, 2026

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How do you actually cross the finish line of Financial Independence with 4 kids and a normal salary? This is the conclusion of our 20-year FIRE Roadmap. In Part 2 (2017-2026), Jerad and Amber from Our Money Quest break down the "Acceleration Phase." We moved from one child to four, navigated a global pandemic, moved states twice, and finally walked away from the 9-5 grind for good. We are opening our books to show you that a $1.6 Million net worth is possible on a $88,000 average combined income. No tech salaries, no inheritance, and no "get rich quick" schemes—just 20 years of consistency and strategic pivots. In this video, we break down: 👶 The Family Pivot: Scaling our budget from $37k to $109k as we grew to a family of six. 🏡 Real Estate Gains: How we captured a $300,000 profit on our Charleston home to fuel our retirement. 📝 The Lowe’s "Final Sprint": Why Jerad went back to corporate life one last time to secure the finish line. 💰 Alternative Income: Our deep dive into LEGO investing and building an e-commerce brand. 🚐 The 7,000-Mile Test: Prototyping our dream life with a cross-country road trip from Charleston to California and back. 💸 The 5th Income Stream: Converting 500 sq. ft. of our home into a $2,500/mo furnished rental. TIMESTAMPS: 00:00 – The Acceleration Hook: 4 Kids & Retired 00:22 – 2017: Our First Child is Born & Opening the Brokerage Account 01:52 – 2019: Selling the Lake House & Moving to Charleston 04:29 – 2021: Jerad Retires at 38 ($1.2M Net Worth) 05:40 – 2022: The $300k Profit & The "Final Sprint" at Lowe's 07:22 – 2023: Starting the E-Commerce & LEGO Business 10:41 – 2025: The 7,000-Mile Road Trip (Prototyping Freedom) 14:42 – 2026: 5 Income Streams & The Rental Pivot 15:44 – Why Consistency Trumps Luck (The $1.6M Reveal) 17:54 – Coming Soon… 🎥 WATCH PART 1 (2006-2016) HERE: https://youtu.be/9dR2jtZ_fHo JOIN OUR QUEST: Coaching: https://bit.ly/4s3ZuB2 Shop Our Brick Quest: https://bit.ly/3PGXK3q Follow the Journey: https://bit.ly/3bfxV2X If this roadmap helped you, please LIKE and SUBSCRIBE and stay tuned for our next video where we dive into a controversial topic that a lot of you have chatted about through our videos! #FIREMovement #EarlyRetirement #OurMoneyQuest #LEGOInvesting #88kIncome #FinancialIndependence #RoadmapToWealth #CharlestonSC #financialfreedom If you’d like to support our family’s journey and the production of these videos, you can buy us a coffee here! We truly appreciate every bit of support from this community. ☕ https://buymeacoffee.com/ourmoneyquq If you’ve ever wondered how to manage Personal Finance, master Investing, and build long-term wealth while raising a large family, you’re in the right place. We break down the complexities of the FIRE movement (Financial Independence, Retire Early) through the lens of a household of six—proving that you don’t have to choose between a big family and a big bank account. Whether you are just starting your Money Quest or you’re looking for advanced investing tips, our goal is to provide the community, inspiration, and data-driven insights you need to take control of your future. Join the Quest! Subscribe for weekly videos on how to build a life of freedom, one investment at a time. ✔️SUBSCRIBE ► https://bit.ly/3BmHUxG 🙌 FOLLOW US ♦ Instagram | https://bit.ly/3bfxV2X ♦ Tik Tok | https://bit.ly/3jIC04g ♦ Facebook | https://bit.ly/2ZC3Lo3 💻 E-MAIL ► ourmoneyquest@gmail.com 🎶 MUSIC ► https://elements.envato.com/ ——————————————————————————— ⚖ DISCLAIMER All of our videos, posts, reels, or stories are for informational purposes only and do not constitute financial advice. Please do your own research. Consult a certified & trusted financial planner who will put your interests above their own before following any advice we may offer.

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