Should You Buy With a Small Deposit - A closer Look at 90% to 95% Loan to Value UK Mortgage products

📌 Don't forget to subscribe to Niche Advice for the latest property finance insights Should you buy with a small deposit and if so what are your Low Deposit Mortgage options in the UK. Then this video will give you insight in current UK Mortgage market and reflects on how Covid 19 has effected Low Deposit Mortgage products including 95% Loan to Value and 90% Mortgages. We take a look at First Time and Next time buyer options looking into how and why it might be better to wait until applicants can save up for larger deposits. For information on 90% Loan to Value Mortgages please click on the link below https://www.nicheadvice.co.uk/first-time-buyer-10-deposit-mortgage-in-summer-2020/ In the video, we also talk about lending criteria for clients small deposits and try to answer the question of Should you buy with a small deposit #90loantovalue #loantovalue #lowdeposit THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. A mortgage or other loan secured against your home or property may be repossessed if you do not keep up repayments, or if you do not repay it at the end of the term. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you repay. Niche Advice Limited is a mortgage and credit broker, not a lender, and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 750263. The Financial Conduct Authority does not regulate every mortgage or secured finance product. Commercial mortgages, business buy-to-let mortgages and some bridging finance are not normally regulated by the Financial Conduct Authority. Consumer buy-to-let and regulated mortgage contracts are treated differently, and the protections available to you depend on the product, the borrower, how the property is used and your circumstances.