HMO Mortgage Truths - how to get the best Finance option including Bridging Loan Criteria

📌 Don't forget to subscribe to Niche Advice for the latest property finance insights In this episode, Payam Azadi talks about HMO Mortgage products and some of the biggest questions he comes across daily as a specialist HMO Mortgage broker including regular dealings with Bridging Finance solutions and HMO Remortgage options for exists strategies. HMO Mortgage Solutions - Houses with Multiple Occupants (HMOs) • Licenced or non-licensed HMOs • House conversions into small non self-contained units • Tenants from Local authorities • Houses for Student lets with multiple tenancies / Student halls of residence • Studio flats, Bedsits, Self-contained flats under one freehold property • HMOs over shops or commercial premises • Trading Limited Company lets / Offshore Company lets / SPV Limited Company lets • First time landlords • Portfolios of any size • Unrelated persons residing in the same property as tenants • Mortgages on properties that have been historically converted without building regulations • Short leases #hmo #hmomortgage #hmofinance Please click on the below link to find out more about HMO Mortgage products https://www.nicheadvice.co.uk/hmo-mortgage-product-rate-and-fees/ THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME OR PROPERTY. A mortgage or other loan secured against your home or property may be repossessed if you do not keep up repayments, or if you do not repay it at the end of the term. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the term of the debt and increasing the total amount you repay. Niche Advice Limited is a mortgage and credit broker, not a lender, and does not lend money directly to clients. Niche Advice Limited is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number: 750263. The Financial Conduct Authority does not regulate every mortgage or secured finance product. Commercial mortgages, business buy-to-let mortgages and some bridging finance are not normally regulated by the Financial Conduct Authority. Consumer buy-to-let and regulated mortgage contracts are treated differently, and the protections available to you depend on the product, the borrower, how the property is used and your circumstances.