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You DON'T Need 20 Percent Down To Buy A HOME?

450 views· 4 likes· 2:19· May 8, 2026

You don’t need 20% down to buy a home. There are conventional programs with just 3% down, often with lower fees than FHA. With mortgage rates around 6.5% (per Mortgage News Daily), the real strategy is to buy when you can afford the payment and refinance later. Russell McDonald | NMLS 290837 | Broker CA DRE 01150730 Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628 Real Estate Broker - CA Dept of Real Estate

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