When Refinancing Actually Makes Sense

Mortgage rates have come down enough that refinancing is back on the table for some homeowners. But the smartest strategy is not chasing the lowest rate at any cost. Long term savings usually come from lowering your rate while having the lender cover the closing costs. Russell McDonald | NMLS 290837 | Broker CA DRE 01150730 Wymac Capital Inc | NMLS 18766 | Broker CA DRE 01121628 Real Estate Broker - CA Dept of Real Estate