Real estate experts are once again talking about pent-up demand returning to the housing market after the Bank of Canada’s rate cut. But after three years of the same prediction, sales data from Toronto suggest the story still doesn’t add up. #canadarealestate #bankofcanada #torontorealestate Links: 'Froth' coming out of Canada's housing market: https://www.youtube.com/watch?v=SK0YlXSEGfs 2022 will be low water mark for home sales: Zoocasa: https://www.youtube.com/watch?v=E6OE0WeJVeo Home prices to rise by 6% in 2024: https://www.youtube.com/watch?v=EKH19KJ0h50 Despite pent-up demand, poor affordability will hold back market recovery this year: Robert Hogue: https://www.youtube.com/watch?v=r-9fBOsGtes Bank of Canada to 'stay cautious' after rate cut: https://www.youtube.com/watch?v=rPhvnIAhUOw Home buyers still waiting for mortgage rate relief: https://www.youtube.com/watch?v=nAqDyj0xiAg What interest rate cut means to mortgages, housing market: https://www.youtube.com/watch?v=98mj5YVANFs Tridel CEO on GTA housing market: https://www.youtube.com/watch?v=Dz4Jy9ZO2Uw Bank of Canada's interest rate cuts intended to spur housing fall market, experts say: https://www.youtube.com/watch?v=6Nq4foE9Fho How homeowners are preparing for higher monthly mortgage costs | Royal LePage CEO: https://www.youtube.com/watch?v=vpkBema9E2w Trump tariffs: is this the perfect window to buy a home in Canada? | About That: https://www.youtube.com/watch?v=ZKgdFxGo9Ro&t=8s Canada to avoid recession, begin recovering in second half of 2024: Deloitte: https://www.youtube.com/watch?v=UOqbZKfyypg What new 30-year mortgage rules might do to the housing market: https://www.youtube.com/watch?v=Qiz7eDs47pw National Bank of Canada beats Q4 expectations: https://www.youtube.com/watch?v=c90lJdmSVho Real estate experts happy with mortgage rates after BoC announcement: https://www.ctvnews.ca/business/article/real-estate-executives-welcome-interest-rate-cut-amid-economic-uncertainty/ -- https://www.bnnbloomberg.ca/business/2025/10/29/real-estate-executives-welcome-interest-rate-cut-amid-economic-uncertainty/ Bank of Canada cuts interest rate to 2.25%, but signals this may be the end of easing: https://financialpost.com/news/economy/bank-of-canada-cuts-interest-rate-oct-29 Bank of Canada lowers key interest rate to 2.25%, suggests it's done cutting rates for now: https://www.cbc.ca/news/business/bank-of-canada-interest-rates-october-29-9.6958126 Market Watch Archive: https://trreb.ca/market-watch-archive/ Ontario rent prices keep tumbling to record lows: https://www.blogto.com/real-estate-toronto/2025/10/ontario-rent-prices-tumbling-record-lows/ Lecture 4 - Theory of Choice and Individual Demand: https://dspace.mit.edu/bitstream/handle/1721.1/71009/14-03-fall-2004/contents/lecture-notes/lecture4.pdf Canada 5 Year Government Bond: https://www.marketwatch.com/investing/bond/tmbmkca-05y?countrycode=bx Easing homeownership costs could soon slow in Canada: https://www.rbc.com/en/thought-leadership/economics/canadianhousing/housing-affordability/easing-homeownership-costs-could-soon-slow-in-canada/ Infra-Annual Labor Statistics: Unemployment Rate Total: 15 Years or over for Canada (LRUNTTTTCAM156S): https://fred.stlouisfed.org/series/LRUNTTTTCAM156S Trump says US, Canada will not restart trade talks: https://www.reuters.com/world/americas/trump-says-us-canada-will-not-restart-trade-talks-2025-10-31/ Mark Mitchell – Mortgage Broker London Ontario 920 Commissioners road east London, Ontario N5Z 3J1 Phone: (519)860-2102 (Call or Text) MarkMitchell@LondonOntarioMortgages.ca Brokerage Lic: 10464 Broker Lic: M16001479 https://www.LondonOntarioMortgages.ca – Apply Online!! Youtube Channel: https://www.youtube.com/c/MarkMitchellMortgageBrokerLondonOntario Subscribe NOW for more Mortgage/Financial News/Videos. Follow me on Social Media: Instagram - https://www.instagram.com/mortgagebrokerlondonontario Facebook - https://www.facebook.com/londonontariomortgages Twitter - https://twitter.com/londonmortgage1/ LinkedIn - https://www.linkedin.com/in/mark-mitchell-london-s-mortgage-broker-197842123/ TikTok - https://www.tiktok.com/@mortgagebrokerlondon?lang=en Commentary on this Channel should not be considered financial advice