Don't Wait Until 2026 - Make These 9 Money Moves NOW

Get 20% off DeleteMe by going to https://joindeleteme.com/BORDENARO to protect your privacy 00:00 – Stop Waiting for January (Start Now) 01:15 – Step 1: Take Stock of All Your Cash 03:39 – Step 2: Take Free Money (401k Match + ESPP) 05:30 – Step 3: Do a Full Financial Audit (Assets vs Debt) 07:15 – Cut the Big 3 Expenses: Housing, Cars, Food 10:23 – Check Out DeleteMe (Data Broker Removal) 11:29 – Step 5–8: Taxes, Bills, Roth/HSA, Savings Rate 15:18 – Step 9: Set 2026 Goals (Balance Saving vs Living) 17:03 – The Real Problem: Overspending Psychology + Credit Score Mirage Every year as it comes to a close and we look forward to the next year people start imagining and promising all of the things that they're going to do better next year. But I say let's start working on all that stuff now why wait until next year? After all if it's important and it's a priority to you there's no better time than to start today, especially when it comes to your finances. Subscribe to My New Clips Channel https://www.youtube.com/@MichaelBordenaroClips ======= Need a Real Estate Agent? Get one for FREE: https://homeandmoney.com/michael/ ======= Sign Up For my Weekly Newsletter: https://subscribepage.io/MichaelBordenaro ======= My Filming and Editing Equipment https://michaelbordenaro.com/my-youtube-gear/ ====== Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ====== Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eeid=28187 ====== My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/Ar8NySnqKRBCUO_RkNYuD1g https://apple.news/AqV4RWXXSQT-lGpUgefyC2Q FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :) DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.