Student Loan Defaults Just Hit 16%, Here's What Happens Next

Over 16.4% of student loans are now 30+ days delinquent, nearly doubling since 2025. Get updated: https://www.aiupdate.ai Student loan relief ended in Q4 2024, and now missed payments are piling up, crushing credit scores and futures. Why? AI and the internet make learning practical skills faster, cheaper, and more relevant than college. Courses in AI, marketing, or cybersecurity can be learned in a weekend for $1,000—versus $100,000 in loans and outdated classroom content. This is a warning for anyone with family, income, or business riding on college credentials: The giant education Ponzi might be ending. Chapters: 00:00 - Intro 00:45 - College Unemployment 04:50 - Are Colleges Even Worth? 05:48 - The Price & The Impact of AI 08:42 - Do You Need College Degree? 10:22 - Conclusion References: https://x.com/KobeissiLetter/status/2022706902648656168 https://www.npr.org/2025/11/20/nx-s1-5600854/college-costs-have-risen-dramatically-in-the-last-20-years-heres-why https://www.investopedia.com/workers-who-attended-college-are-being-hit-the-hardest-by-unemployment-11903139 https://www.amacad.org/publication/primer-college-student-journey/section/6 #ai #agi #ainews #news