NEW 401k Rules Coming in 2026 - Do This To Prepare Now!

The rules for 401(k) Catch-Up Contributions are changing dramatically! 👉 Find every way to reduce, defer, shift and eliminate your taxes: https://keepmost.com/?video=o6YEgnpTZcA If you are age 50 or older and earn over $145,000 (indexed for inflation), a major provision of the SECURE 2.0 Act requires you to make your extra contributions to a Roth 401(k) account, not a pre-tax one, starting in 2026. Watch this video to understand who is affected, how this tax change impacts your take-home pay today, and what steps you need to take before the deadline! 📝 What You Will Learn in This Video: - Who is Affected? The specific $145,000 FICA wage threshold (indexed for inflation) that triggers the mandatory Roth rule. - The Key Change: Why your $7,500+ catch-up contribution must be made after-tax instead of pre-tax starting in 2026. - The Deadline: Why you need to act now even though the official effective date is January 1, 2026. - Tax Impact: The short-term hit to your paycheck vs. the long-term benefit of tax-free retirement income. -Employer Action: What to do if your current 401(k) plan DOES NOT offer a Roth contribution option. 🔑 Must-Know Terms & Keywords: SECURE 2.0 Act Roth Catch-Up Contributions 2026 401(k) Catch-Up Limit Mandatory Roth Contributions High Earner 401(k) Rule $145,000 Wage Threshold Pre-tax vs. Roth 401k Retirement Planning Strategies Subscribe: https://bit.ly/2HJlq46 Please be sure to give this video a like and subscribe to our channel so you don't miss out on future videos! /// Disclaimer: The information provided in this video is for informational purposes only and is not meant to take the place of professional legal, accounting, or financial advice. If you have any legal questions about this video or the subjects discussed, or any other legal matter, you should consult with an attorney or tax professional in your jurisdiction (i.e. where you live).