IRS Releases NEW 2026 Retirement Contribution Limits! Here’s How Much You Can Save

Learn How the New 2026 Retirement Contribution Limits Could Help You Save For Retirement. The IRS just announced the NEW 2026 retirement contribution limits — and these changes are BIG. Higher 401(k) limits. Higher IRA limits. Bigger catch-ups. Expanded Roth eligibility. If you want to save more, lower your taxes, and make smarter retirement moves in 2026, this breakdown gives you everything you need to know in one clean, simple walkthrough. In this video, we cover: ✅ 2026 401(k), 403(b), 457, and TSP limits ✅ New IRA and Roth IRA contribution limits ✅ The updated catch-up rules for ages 50+ and 60–63 ✅ The new Roth catch-up wage threshold ✅ 2026 phase-out ranges for IRA deductions and Roth eligibility ✅ The new Saver’s Credit income limits ✅ Social Security wage base changes Plus: the best strategies, workflows, and pitfalls to avoid when updating your 2026 retirement plan. If you’re a saver, investor, business owner, or high-income earner… these updates directly impact your taxes and long-term retirement wealth. ⏱️ TIMESTAMPS 00:00 — What’s new in 2026 00:26 — Higher contribution limits explained 00:50 — 2026 401(k), 403(b), 457, and TSP limits 01:25 — Roth Catch-up Threshold 02:04 — New IRA contribution limits 02:25 — IRA catch-up changes (50+) 02:49 — IRA Deduction Phase-outs 03:28 — SECURE 2.0 catch-up (ages 60–63) 03:58 — 2026 Saver's Credit Limits 04:21 — 2026 Contribution Limits Recap 04:47 — 3 major levers of retirement saving 05:04 — How To Maximize 2026 Limits 05:27 — Example: 52-year-old saver 05:55 — Pitfall #1 to avoid 06:17 — Pitfall #2 to avoid 06:40 — Pitfall #3 to avoid 07:04 — Retirement Decision tree & checklist Subscribe: https://bit.ly/2HJlq46 Please be sure to give this video a like and subscribe to our channel so you don't miss out on future videos! /// Disclaimer: The information provided in this video is for informational purposes only and is not meant to take the place of professional legal, accounting, or financial advice. If you have any legal questions about this video or the subjects discussed, or any other legal matter, you should consult with an attorney or tax professional in your jurisdiction (i.e. where you live).