We Are Here For You!:) Call or Text Me Here - (786) 933-2077 Get Pre-Approved! - https://www.zerostressmortgage.com Set Up A Time to Chat Here! - https://calendly.com/jennifer-beeston My Free 60 Minute Homebuyer Course - https://www.60minhomebuyer.com My Free VA Loan Course - https://www.nostressva.com Our 950+ 5 Star Google Reviews - bit.ly/jensreviews Life is stressful enough, your mortgage should not be. Get a stress-free mortgage with my team and I! My team is one of the top ranked purchase teams in America, and we are licensed nationwide. Home-buying should not be a nightmare, our goal is to make it a dream. Working with us, you can expect us to be committed to: • Being there for you every step of the way • Answering any questions, doubts, or concerns you have • Delivering a stress-free mortgage experience • Offering you competitive rates and fees. We've helped thousands of homebuyers achieve their dream of homeownership, and we're dedicated to helping you too. Buying a house can be overwhelming, but having an expert on your side makes all the difference. Timestamps: 0:00 – Refinancing 101 Overview 0:34 – What a Refinance Is 1:28 – Rate and Term Refinance Basics 2:22 – Financing Closing Costs 3:22 – When Refinancing Does NOT Make Sense 4:20 – Break-Even Point Explained 5:12 – Lender Tests and Cash-Out Pitfalls 6:06 – Misleading Refinance Rules 7:14 – Loan Size and Personal Goals 8:04 – Simple Refinance Math 8:53 – Reading the Loan Estimate 10:14 – Protecting Your Home Equity 10:38 – Using Refinancing Strategically 11:24 – Questions? Call me at 786-933-2077 or Book the Calendar! ---------------------------------------------------------------- • Instagram - https://www.instagram.com/jenbeeston • Linkedin - https://www.linkedin.com/in/jenniferbeeston • Facebook - https://www.facebook.com/jenniferbeestonmortgage • Website - https://www.jenniferbeeston.com ---------------------------------------------------------------- Licensing info: Jennifer Beeston, EVP National Sales NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 12058 San Jose Blvd, 402, Jacksonville, FL, 32223 Equal Housing Lender For licensing, go to www.nmlsconsumeraccess.org Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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