THE REAL COST OF DELAYING RETIREMENT.

Are you stuck in the "One More Year Syndrome"? You've worked hard, saved diligently, and retirement is within reach — but something keeps holding you back. In this video, we break down the real reasons people delay retirement and why waiting another year may actually cost you more than you think. We cover mortality tables, Social Security calculations, Medicare timing, healthcare options, and the psychological shift of moving from saving to spending. Plus, we talk about what truly matters when it comes to retirement — your relationships, your health, and your purpose. If your financial plan is already funded, this video is your wake-up call. Schedule a call with us at www.jazzwealth.com/chatwithjazz This video is for educational and informational purposes only and should not be considered personalized financial, legal, or tax advice. The examples used in this video are hypothetical and for illustrative purposes only. Individual results will vary based on your specific financial situation. Social Security projections and mortality table data referenced are based on publicly available information and are subject to change. Please consult with a qualified financial advisor before making any retirement decisions. 00:00 – Introduction: The One More Year Syndrome 00:52 – Reason #1: Mortality Tables & Life Expectancy 02:07 – Health Life vs. General Life Expectancy 02:46 – The "Go-Go, Slow-Go, No-Go" Years 03:02 – Reason #2: Social Security Calculations 04:18 – Is One More Year of SS Worth It? 04:37 – Reason #3: Medicare & Healthcare Options 05:33 – Reason #4: The Money Is Already There 06:01 – The Psychological Shift from Saving to Withdrawing 07:09 – Reason #5: Relationships & Time with Loved Ones 08:15 – Reason #6: Purpose Beyond Work 09:04 – Final Thoughts & Call to Action