ROTH CONVERSIONS JUST GOT EASIER (HERE'S WHY 2026 MATTERS) 🤓

2026 brings major opportunities for Roth conversions thanks to new tax rules, bigger standard deductions, and bonus deductions for those age 65+. In this video, we break down the basics of Roth conversions, answer common questions, and show you how some retirees could convert IRA dollars to Roth completely tax‑free. Whether you’re planning ahead for retirement, curious about Roth IRA strategies, or just want to understand how deductions work in 2026, this guide will help you see the possibilities. Link mentioned: https://www.dinkytown.net/ 👉 Topics covered: • Roth conversion basics (no age limit, no max amount) • Standard deduction amounts for 2026 • Extra deductions for those 65+ • Bonus deductions (2025–2028) and income thresholds • A real‑world example with Ted & Betty showing how to pay zero tax on a Roth conversion Chapters / Timestamps 00:00 – Why 2026 is a big year for Roth conversions 00:18 – Common Roth conversion questions answered 01:10 – Do you need to be 59½? (No!) 01:32 – Is there a max conversion amount? 02:08 – Contributions vs. conversions explained 02:45 – 2026 standard deduction breakdown 04:07 – Extra deductions for age 65+ 05:03 – Bonus $6,000 deduction (2025–2028) 05:40 – Case study: Ted & Betty’s tax‑free Roth conversion 07:56 – How to convert IRA dollars with zero tax 08:31 – Other strategies: cash reserves, brokerage accounts, tax‑loss harvesting Jazz Wealth Managers helps individuals and families achieve financial security through retirement planning and investing strategies. Our videos offer actionable guidance on navigating Roth IRA's, 401ks, IRAs, Social Security, and more. Whether you're approaching retirement or just getting started, learn how to make informed financial decisions for a prosperous future. Subscribe for more! #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: https://www.jazzwealth.com/ --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com Roth conversion 2026, Roth IRA tax free, standard deduction 2026, retirement tax planning, Roth IRA strategy, bonus deduction age 65, Roth conversion example, zero tax Roth conversion, IRA to Roth conversion, retirement planning tips Jazz Wealth Advisors was recently ranked #36 among financial advisors in the USA by USA Today (Financial Pros) as of April 2025. This ranking was published on 04/22/2025 and was prepared by the Financial Pros without any compensation paid by Jazz Wealth Advisors. The ranking is based on advisors with an AUM of up to $500M. Rankings and recognition from rating services are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance. For more information about the methodology used in this ranking and other important disclosures, please visit USAToday.com. Jazz Wealth Advisors is a registered fiduciary investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.