How to Maximize Your 401K in 2025: 4 Strategies Financial Advisors Use

Are you maximizing your 401K potential? In this video, financial advisor Dustin Tibbitts reveals 4 proven strategies to boost your retirement savings in 2025, including the new Roth match option that could save you thousands in taxes. 🔥 What You'll Learn: How to maximize your employer 401K match (including the new Roth option) Why target date funds might be costing you money When borrowing from your 401K actually makes sense How to navigate 401K investment changes like a pro ⏰ TIMESTAMPS: 0:00 - Introduction 0:45 - Strategy #1: Maximize Your Match (New Roth Option!) 2:15 - Strategy #2: Smart Investment Selection 4:30 - Strategy #3: Strategic 401K Borrowing 6:45 - Strategy #4: Managing Investment Changes 💡 KEY TAKEAWAYS: ✅ Your employer match can now go directly to Roth 401K (SECURE Act 2.0) ✅ Target date funds aren't always your best option ✅ 401K loans can beat credit card interest rates ✅ Check your plan when investments change (usually Dec-Feb) Ready to optimize your retirement strategy? At Jazz Wealth, we help clients manage their 401K investments as part of our comprehensive financial planning service. 🔗 HELPFUL RESOURCES: Visit: JazzWealth.com Free 401K consultation available Jazz Wealth Managers helps individuals and families achieve financial security through retirement planning and investing strategies. Our videos offer actionable guidance on navigating Roth IRA's, 401ks, IRAs, Social Security, and more. Whether you're approaching retirement or just getting started, learn how to make informed financial decisions for a prosperous future. Subscribe for more! #retirement #retirementplanning #dohstr8 ---Ready to subscribe--- https://www.youtube.com/jazzwealth?sub_confirmation=1 For more information visit: https://www.jazzwealth.com/ --- Instagram @jazzWealth --- Facebook https://www.facebook.com/JazzWealth/ --- Twitter @jazzWealth Business Affairs 📧Support@JazzWealth.com 00:00 - Introduction: 4 Ways to Maximize Your 401K 00:16 - Strategy #1: Save Up to the Match (New Roth Option) 01:34 - Strategy #2: Look Beyond Target Date Funds 02:48 - Strategy #3: Strategic 401K Borrowing 04:11 - Strategy #4: Pay Attention to Investment Changes 04:58 - Wrap Up & Call to Action Jazz Wealth Advisors was recently ranked #36 among financial advisors in the USA by USA Today (Financial Pros) as of April 2025. This ranking was published on 04/22/2025 and was prepared by the Financial Pros without any compensation paid by Jazz Wealth Advisors. The ranking is based on advisors with an AUM of up to $500M. Rankings and recognition from rating services are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance. For more information about the methodology used in this ranking and other important disclosures, please visit USAToday.com. Jazz Wealth Advisors is a registered fiduciary investment advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.