Roth IRA Conversion Ladder For Early Retirement

Check out My Recommendations (Purchasing anything here funds the free content on this channel): 📊 Personal Finance Bundle Wait List: https://bit.ly/4bpyTHT Work with an hourly fee financial planner here: https://bit.ly/48mrWaF 📝 Boldin - The retirement planning tool I use to make sure I'm on track with saving for retirement. It's perfect for "Do it yourself" investors https://bit.ly/3EAAhrJ 💬 Sign up for 1 on 1 coaching with me: https://bit.ly/4bAUpYT 📖 Free copy of my Spending Review Spreadsheet: https://bit.ly/48lMVZ1 Accessing money from your investment account is going to be important to pay for your expenses during early retirement. But if you withdraw from your largest accounts like a 401k, 403b, or IRA before retirement age then you'll pay an early withdrawal penalty. The good news is that there's a Roth IRA hack called the Roth Conversion Ladder. With this investment strategy, you're able to access money from those 3 retirement accounts before retirement age without incurring any penalties. In this video, we’ll go through what a Roth Conversion Is, How it plays into a Roth Conversion Ladder, How you can benefit from it by potentially saving thousands of dollars, I’ll walk you through step by step what to do, then I’ll give you a real life example so you can see it in action. To pay for an early retirement you're most likely going to need to start withdrawing money from your largest investment accounts. Affiliate Disclaimer: Some of the above may be affiliate links. Support the channel by signing up or purchasing through those links at no additional cost to you. I appreciate you for helping me keep this channel running Disclaimer: This video is for entertainment purposes only. Everyone's situation is different so do your own research before making any decisions with your money. If you need help then contact a Certified Financial Fiduciary before trying anything that is mentioned in this video. I prefer a Fiduciary financial advisor that charges an hourly fee as opposed to an ongoing fee based on a % of your portfolio. Always remember that incentives determine the type of advice they give you so one that charges an hourly fee is less likely to be problematic. #RothConversion #RothIRA