Question 1

Why do you still use BDO even if it’s problematic?

Accepted Answer

Because in real life, banking isn’t always about what you like—it’s about what’s useful. I keep BDO for strategic reasons, especially because traditional banks still have advantages in certain situations. You can hate the experience and still use the account smartly.

Question 2

What are the best banks in the Philippines for 2025?

Accepted Answer

For me, “best” depends on your lifestyle and how your money flows—there isn’t one perfect bank. I look at a mix of traditional banks, digital banks, and e-wallets so you get convenience plus stability. In the video, I explain how to build a setup that fits you instead of forcing yourself into one bank.

Question 3

What are the 4 types of accounts every Filipino should have?

Accepted Answer

I talk about having multiple accounts with clear roles—so your money has structure. Think: one for daily spending, one for bills, one for savings, and one as a backup or “just in case” account. The point is to reduce friction and avoid mixing everything in one place.

Question 4

Is it okay to use multiple banks and e-wallets at the same time?

Accepted Answer

Yes—and honestly, that’s the reality in 2025. The trick is to keep it simple and intentional, so each account has a purpose. In the video, I share how to do it without getting overwhelmed.

Question 5

What bank setup do you recommend for students in the Philippines?

Accepted Answer

For students, I like a straightforward setup: something convenient for daily spending plus a separate place to save. You don’t need five banks—you need clarity and consistency. I share sample setups in the video so you can copy what makes sense for your situation.

Question 6

What bank setup works best for freelancers in the Philippines?

Accepted Answer

Freelancers need structure because income can be irregular. I recommend separating “income receiving” from “spending” and “saving,” and having backups so you’re not stuck when one platform acts up. In the video, I outline a practical multi-bank flow that’s easy to maintain.

Question 7

What’s the best bank setup for small business owners in 2025?

Accepted Answer

If you’re running a small business, you need to separate personal and business money as much as possible. I talk about using multiple accounts to keep cash flow clean—especially for expenses, payroll-like spending, and reserves. I also share why I still keep a traditional bank in the mix.

BDO IS PROBLEMATIC—BUT I STILL USE IT. BEST PH BANKS FOR 2025 | Jaden Yael

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