Thank you to Bilt for sponsoring this video! Start earning rewards on rent right now when you sign up at https://biltrewards.yt.link/jIwKYem Chapters: 00:00 intro 01:45 The structure of the video 04:01 How I earn points on rent payments (AD) 05:11 Write your positive habits list 07:38 Do a financial audit 14:56 Create your Joy list 17:15 Create your budget 19:57 Planning No Buy Months ► Video Essays » Why the "no buy" trend is taking over in 2025: https://youtu.be/J5aO3cSWl2I » The dark side of haul culture: https://youtu.be/gWv5H8tWrI8 » Why everything sucks now: https://youtu.be/5QIMYcOQASE » Deinfluencing you from buying fall products: https://youtu.be/oA8hjITFWNo ► JOIN ME DAILY ON INSTAGRAM » Instagram: https://www.instagram.com/immylucas/ ► GET CONNECTED » Instagram: https://www.instagram.com/immylucas/ » TikTok: https://www.tiktok.com/@knittingwithimmy ►For business inquiries: info@immylucas.com #lowbuy #savemoney

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