Thank you to Bilt for sponsoring this video! Start earning rewards on rent right now when you sign up at https://biltrewards.yt.link/ewBYQTg Chapters: 00:00 intro 00:44 My Payday Routine 04:41 How I get point on my rent payments (AD) 06:19 My financial goals update 06:35 Student loan update 10:18 Emergency fund update 10:53 Pensions & 401k 11:32 Roth IRA 15:20 Low Buy update ► Video Essays » Why the "no buy" trend is taking over in 2025: https://youtu.be/J5aO3cSWl2I » The dark side of haul culture: https://youtu.be/gWv5H8tWrI8 » Why everything sucks now: https://youtu.be/5QIMYcOQASE » Deinfluencing you from buying fall products: https://youtu.be/oA8hjITFWNo ► JOIN ME DAILY ON INSTAGRAM » Instagram: https://www.instagram.com/immylucas/ ►For business inquiries: info@immylucas.com #lowbuy #savemoney

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