Why you’ll NEVER reach FIRE if you overspend on these 3 things

📈 Click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers 🔭 Telegram Group: https://t.me/HoneyMoneySG 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg _________________________________ 🌟 My referral codes: https://t.me/sgpromocode 📙 Advanced Credit Card Mastery Course: https://hmsg.link/accm ☕️ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop 🎵 TikTok https://www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🕸️ My Website: https://www.honeymoneysg.com 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard 📈 INVESTING & TRADING PLATFORMS 📈 🔗 https://hmsg.link/investing 💳 MULTI-CURRENCY CARD/WALLET 👛 🔗 https://hmsg.link/multi 💰 PAYMENT APPS 💰 🔗 https://hmsg.link/pay 🏦 FINANCIAL APPS 🏦 🔗 https://hmsg.link/finance 💼 BUSINESS 💼 🔗 https://hmsg.link/business ✈️ TRAVEL ✈️ 🔗 https://hmsg.link/travel 🛡️ Travel Insurance offers 🛡️ 🔗 https://hmsg.link/travelinsurance 🛍 LIFESTYLE 🛍 🔗 https://hmsg.link/lifestyle 👨🏻‍💻 PROFESSIONAL SERVICES 👨🏻‍💻 🔗 https://hmsg.link/services 🎥 FILMING & SOFTWARE 🎥 🔗 https://hmsg.link/film Camera: DJI Osmo Pocket 3 https://hmsg.link/djiop3 Sony ZV-E10 https://s.shopee.sg/2VbQHoAp2V Shotgun Mic - Rode VideoMic NTG https://s.shopee.sg/703peCZLFf Wireless Mic - Rode Wireless Go II https://s.shopee.sg/VqLuUMkSR Tripod: Samurai DX999 https://s.shopee.sg/7ANc6ZQFPX Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com. None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Investment involves risks. Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website. Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ In this video, I’m bringing you along from the heart of Chongqing, China. And diving deep into a topic that impacts nearly everyone in their 20s and 30s: the three major life expenses. Whether you're working towards financial independence or just trying to make smarter money moves, this episode will help you think differently about how you spend and save for the long term. 💡 What you'll discover: - Why housing decisions can make or break your FIRE plans - The hidden financial traps of weddings (and how to avoid them!) - How renovation budgets spiral out of control — and what to do instead - Honest advice, real experiences, and practical strategies that helped me stay on track These are the kinds of topics rarely taught in school — but they make all the difference between a life of financial stress vs. one of freedom. 🎥 Filmed across different spots in Chongqing, from unique indoor aquariums to ancient architecture and futuristic malls, this is more than just a sit-down money talk. It’s part travel, part finance, and all real talk. 📌 Stick around till the end for insights that could save you tens of thousands, and maybe years off your financial journey. #NotSponsored