The Best Investment Strategy: DCA vs Lump Sum vs Crash Buy

Lump sum beats DCA 68% of the time according to Vanguard. But that's not the whole story. And crash buying, while mathematically sound, almost never works in practice. Here's what the data and my own money say. 🆕 Link to my S&P500 calculator: https://ko-fi.com/s/fcc9fe9573 Sponsor: 🐮 Moomoo SG https://hmsg.link/sgmoomoo code HMSG999 Welcome Rewards up to S$1,864*, with up to S$100 additional NVDA stocks when you use my special link or code. Click magnifying glass on moomoo app and type "Special Deposit" & input HMSG999 *Moomoo Disclaimer* All views expressed in the video are the independent opinions of Chris @HoneyMoneySG. The information in this video is meant purely for informational purposes and should not be relied upon as financial advice. Neither Moomoo Singapore or its affiliates shall be liable for the content of the information provided. This advertisement has not been reviewed by the Monetary Authority of Singapore. *T&Cs apply. Investments involve risk. _________________________________ 🔭 Telegram Group: https://hmsg.link/telegram 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg ⭐️ Website https://honeymoneysg.com 🌟 My referral codes: https://honeymoneysg.com/#deals 📙 Solo Biz: https://hmsg.link/solobiz ☕️ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop 🎵 TikTok https://www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard 📈 INVESTING & TRADING PLATFORMS 📈 🔗 https://hmsg.link/investing 💳 MULTI-CURRENCY CARD/WALLET 👛 🔗 https://hmsg.link/multi 💰 PAYMENT APPS 💰 🔗 https://hmsg.link/pay 🏦 FINANCIAL APPS 🏦 🔗 https://hmsg.link/finance 💼 BUSINESS 💼 🔗 https://hmsg.link/business ✈️ TRAVEL ✈️ 🔗 https://hmsg.link/travel 🛡️ Travel Insurance offers 🛡️ 🔗 https://hmsg.link/travelinsurance 🛍 LIFESTYLE 🛍 🔗 https://hmsg.link/lifestyle 👨🏻‍💻 PROFESSIONAL SERVICES 👨🏻‍💻 🔗 https://hmsg.link/services 🎥 FILMING & SOFTWARE 🎥 🔗 https://hmsg.link/film Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. _________________________________ This video breaks down the three most debated investing strategies -- dollar cost averaging, lump sum investing, and crash buying, with 30 years of S&P 500 back-test data and my own real experience investing both DCA and lump sum in 2025. What's covered: - Why DCA keeps you invested longer and protects you emotionally - Why lump sum wins statistically but carries a heavy psychological cost - The real reason crash buying fails when it matters most (April 2025 is the proof) - How to automate your RSP so you never have to think about it - Which strategy actually fits your personality and risk tolerance #SponsoredBy #MoomooSG