My new Credit Card strategy for 2026

📈 Click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard 💳 MULTI-CURRENCY CARD/WALLET 👛 🔗 https://hmsg.link/multi 💰 PAYMENT APPS 💰 🔗 https://hmsg.link/pay ✈️ TRAVEL ✈️ 🔗 https://hmsg.link/travel 🛍 LIFESTYLE 🛍 🔗 https://hmsg.link/lifestyle - heymax Max Miles https://hmsg.link/heymax - DBS yuu VISA https://hmsg.link/dbsyuu - yuu Rewards App code OES9FG24 https://yuu.sg/card-referral - Citi Rewards https://hmsg.link/citirewards - UOB ONE https://hmsg.link/uobonevisa _________________________________ 🔭 Telegram Group: https://hmsg.link/telegram 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg 🦙 My Brown Llama/Alpaca https://s.shopee.sg/9zmyORhsqv 🌟 My referral codes: https://t.me/sgpromocode 📙 Solo Biz: https://hmsg.link/solobiz ☕️ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop 🎵 TikTok https://www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard 📈 INVESTING & TRADING PLATFORMS 📈 🔗 https://hmsg.link/investing 💳 MULTI-CURRENCY CARD/WALLET 👛 🔗 https://hmsg.link/multi 💰 PAYMENT APPS 💰 🔗 https://hmsg.link/pay 🏦 FINANCIAL APPS 🏦 🔗 https://hmsg.link/finance 💼 BUSINESS 💼 🔗 https://hmsg.link/business ✈️ TRAVEL ✈️ 🔗 https://hmsg.link/travel 🛡️ Travel Insurance offers 🛡️ 🔗 https://hmsg.link/travelinsurance 🛍 LIFESTYLE 🛍 🔗 https://hmsg.link/lifestyle 👨🏻‍💻 PROFESSIONAL SERVICES 👨🏻‍💻 🔗 https://hmsg.link/services 🎥 FILMING & SOFTWARE 🎥 🔗 https://hmsg.link/film Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com.   None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.  Investment involves risks.  Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.   Influencer is a customer of Interactive Brokers.  Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ My new credit card strategy for 2026 is very different from previous years because the landscape has shifted again. Minimum spends, categories, cashback caps and merchant rules have all changed, so you cannot copy paste 2024 or 2025 anymore. In this video I show you how I am rebuilding my setup for daily spend, groceries, dining, transport and overseas transactions, and how to keep your effective % high without inflating your lifestyle. Highlights • How the new environment affects cashback users in 2026 • Managing $600 to $800 minimum spends efficiently • Using yuu merchants to unlock higher earn rates • When 6% to 8% is better than chasing perfect 10% • Grocery, dining, Gojek, SimplyGo examples • Staying flexible instead of forcing spend #NotSponsored