My Cash Savings Strategy for 2026

- SCB Bonus$aver Code C224D https://hmsg.link/scofficial 🌉 Longbridge SG Code UIKHFMD9 https://hmsg.link/longbridge 🐬 uSMART Code nya5ae https://hmsg.link/usmart 🐂 Webull Singapore https://hmsg.link/sgwebull 📈 Click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers _________________________________ 🔭 Telegram Group: https://hmsg.link/telegram 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg 🦙 My Brown Llama/Alpaca https://s.shopee.sg/9zmyORhsqv 🌟 My referral codes: https://t.me/sgpromocode 📙 Solo Biz: https://www.solobiz.sg ☕️ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop 🎵 TikTok https://www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard 📈 INVESTING & TRADING PLATFORMS 📈 🔗 https://hmsg.link/investing 💳 MULTI-CURRENCY CARD/WALLET 👛 🔗 https://hmsg.link/multi 💰 PAYMENT APPS 💰 🔗 https://hmsg.link/pay 🏦 FINANCIAL APPS 🏦 🔗 https://hmsg.link/finance 💼 BUSINESS 💼 🔗 https://hmsg.link/business ✈️ TRAVEL ✈️ 🔗 https://hmsg.link/travel 🛡️ Travel Insurance offers 🛡️ 🔗 https://hmsg.link/travelinsurance 🛍 LIFESTYLE 🛍 🔗 https://hmsg.link/lifestyle 👨🏻‍💻 PROFESSIONAL SERVICES 👨🏻‍💻 🔗 https://hmsg.link/services 🎥 FILMING & SOFTWARE 🎥 🔗 https://hmsg.link/film Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com.   None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.  Investment involves risks.  Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.   Influencer is a customer of Interactive Brokers.  Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ Standard Chartered Bonus$aver is about to change in a way that will affect almost every saver using it today. This is the final month you can still get the familiar 5.55% p.a., because from 1 January 2026 the salary, spend, and investment criteria will be revised with lower rates and stricter conditions. In this video I break down the new rules, what still works in December, whether existing users can keep their bonus for six more months, and which alternative accounts or promos you can pivot to if you want to maintain high interest on your savings. What is covered in this video • Breakdown of the 2026 Bonus$aver changes • New salary and spend interest rates • New investment requirement and 6 month holding rule • Whether December qualifiers still get 6 months bonus • My honest view if Bonus$aver is still worth using • Alternatives: HSBC EGA, DBS Multiplier • High return promos ending 31 December • Longbridge 5% p.a. new user, 12% p.a. existing user • uSMART 10% p.a. promo • Webull deposit rewards and interest • My own cash strategy for December and January #NotSponsored