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My 2026 Credit Card Strategy: Top 5 for Travel

11.5K viewsยท 86 likesยท 13:38ยท Jan 23, 2026

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๐Ÿ“ˆ Click https://hmsg.link/ibkr to see my preferred broker ๐Ÿ’น Interactive Brokers ๐Ÿฆ CREDIT CARDS ๐Ÿ’ณ ๐Ÿ”— https://hmsg.link/creditcard - Traveloka code: TRAVELWITHCHONGC5 https://hmsg.link/traveloka - Trip Hotel & Flights https://hmsg.link/trip - HeyMax HMSG https://hmsg.link/heymax - Shopback $5 Code: caQmJa https://hmsg.link/shopback - Kris+ Referral Code: C647172 https://hmsg.link/krisplus - Citi PremierMiles https://hmsg.link/premiermiles - DBS Altitude VISA https://hmsg.link/dbsaltvisa - DBS Womanโ€™s World Mastercard https://hmsg.link/dbswwmc - HSBC Revolution (SingSaver) ๐Ÿ”— https://hmsg.link/hsbcrevolution - HSBC Credit Card Official Offers ๐Ÿ”— https://hmsg.link/hsbccard - UOB Lady https://hmsg.link/uoblady - UOB Krisflyer https://hmsg.link/uobkrisflyer Booking flights and hotels in Singapore is a math problem, not a brand loyalty contest. In 2026, your credit card strategy for travel needs to be built on three pillars: upfront platform discounts, strategic MCC stacking, and hitting the right reward caps. Most people overspend because they ignore instant gratification deals in favor of long-term points accumulation. Iโ€™m showing you why thatโ€™s a mistake and which cards actually move the needle for your next holiday. _________________________________ ๐Ÿ”ญ Telegram Group: https://hmsg.link/telegram ๐Ÿ“ท Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg ๐Ÿฆ™ My Brown Llama/Alpaca https://s.shopee.sg/9zmyORhsqv ๐ŸŒŸ My referral codes: https://t.me/sgpromocode ๐Ÿ“™ Solo Biz: https://hmsg.link/solobiz โ˜•๏ธ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop ๐ŸŽต TikTokย https://www.tiktok.com/@honeymoneysg ๐Ÿ“ง Email (Business only): sghoneymoney@gmail.com ๐Ÿ“ˆย INVESTING & TRADING PLATFORMS ๐Ÿ“ˆ ๐Ÿ”—ย https://hmsg.link/investing ๐Ÿ’ณ MULTI-CURRENCY CARD/WALLET ๐Ÿ‘› ๐Ÿ”—ย https://hmsg.link/multi ๐Ÿ’ฐย PAYMENT APPS ๐Ÿ’ฐ ๐Ÿ”—ย https://hmsg.link/pay ๐Ÿฆ FINANCIAL APPS ๐Ÿฆ ๐Ÿ”— https://hmsg.link/finance ๐Ÿ’ผ BUSINESS ๐Ÿ’ผ ๐Ÿ”— https://hmsg.link/business โœˆ๏ธ TRAVEL โœˆ๏ธ ๐Ÿ”— https://hmsg.link/travel ๐Ÿ›ก๏ธ Travel Insurance offers ๐Ÿ›ก๏ธ ๐Ÿ”— https://hmsg.link/travelinsurance ๐Ÿ› LIFESTYLE ๐Ÿ› ๐Ÿ”— https://hmsg.link/lifestyle ๐Ÿ‘จ๐Ÿปโ€๐Ÿ’ป PROFESSIONAL SERVICES ๐Ÿ‘จ๐Ÿปโ€๐Ÿ’ป ๐Ÿ”— https://hmsg.link/services ๐ŸŽฅ FILMING & SOFTWARE ๐ŸŽฅ ๐Ÿ”— https://hmsg.link/film Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visitย www.interactivebrokers.com. ย  None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.ย  Investment involves risks.ย  Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website. ย  Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ ๐Ÿš€ Video Highlights: The Platform Hack: Why checking Traveloka or Citi/DBS promo pages every Wednesday and Thursday is worth more than any mile earn rate. The Maybank XL Strategy: Why the Maybank XL Card (Rewards or Cashback) is the 2026 "MVP" for travelers under 40, offering high caps and 4 MPD / 5% cashback on both bookings and overseas spend. HSBC Revo-Up 2026: How to leverage the extended 10X points promo for hotel and airline bookings before the Feb 2026 deadline. The "Splitting" Method: Using the DBS Women's World Card or UOB Ladyโ€™s Card to stay under monthly spend caps while maximizing travel rewards. Beyond Bookings: How to use Heymax or ShopBack to layer extra value into your travel and investment ecosystem. #NotSponsored

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