๐ Click https://hmsg.link/ibkr to see my preferred broker ๐น Interactive Brokers ๐ฆ CREDIT CARDS ๐ณ ๐ https://hmsg.link/creditcard - Traveloka code: TRAVELWITHCHONGC5 https://hmsg.link/traveloka - Trip Hotel & Flights https://hmsg.link/trip - HeyMax HMSG https://hmsg.link/heymax - Shopback $5 Code: caQmJa https://hmsg.link/shopback - Kris+ Referral Code: C647172 https://hmsg.link/krisplus - Citi PremierMiles https://hmsg.link/premiermiles - DBS Altitude VISA https://hmsg.link/dbsaltvisa - DBS Womanโs World Mastercard https://hmsg.link/dbswwmc - HSBC Revolution (SingSaver) ๐ https://hmsg.link/hsbcrevolution - HSBC Credit Card Official Offers ๐ https://hmsg.link/hsbccard - UOB Lady https://hmsg.link/uoblady - UOB Krisflyer https://hmsg.link/uobkrisflyer Booking flights and hotels in Singapore is a math problem, not a brand loyalty contest. In 2026, your credit card strategy for travel needs to be built on three pillars: upfront platform discounts, strategic MCC stacking, and hitting the right reward caps. Most people overspend because they ignore instant gratification deals in favor of long-term points accumulation. Iโm showing you why thatโs a mistake and which cards actually move the needle for your next holiday. _________________________________ ๐ญ Telegram Group: https://hmsg.link/telegram ๐ท Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg ๐ฆ My Brown Llama/Alpaca https://s.shopee.sg/9zmyORhsqv ๐ My referral codes: https://t.me/sgpromocode ๐ Solo Biz: https://hmsg.link/solobiz โ๏ธ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop ๐ต TikTokย https://www.tiktok.com/@honeymoneysg ๐ง Email (Business only): sghoneymoney@gmail.com ๐ย INVESTING & TRADING PLATFORMS ๐ ๐ย https://hmsg.link/investing ๐ณ MULTI-CURRENCY CARD/WALLET ๐ ๐ย https://hmsg.link/multi ๐ฐย PAYMENT APPS ๐ฐ ๐ย https://hmsg.link/pay ๐ฆ FINANCIAL APPS ๐ฆ ๐ https://hmsg.link/finance ๐ผ BUSINESS ๐ผ ๐ https://hmsg.link/business โ๏ธ TRAVEL โ๏ธ ๐ https://hmsg.link/travel ๐ก๏ธ Travel Insurance offers ๐ก๏ธ ๐ https://hmsg.link/travelinsurance ๐ LIFESTYLE ๐ ๐ https://hmsg.link/lifestyle ๐จ๐ปโ๐ป PROFESSIONAL SERVICES ๐จ๐ปโ๐ป ๐ https://hmsg.link/services ๐ฅ FILMING & SOFTWARE ๐ฅ ๐ https://hmsg.link/film Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visitย www.interactivebrokers.com. ย None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.ย Investment involves risks.ย Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website. ย Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ ๐ Video Highlights: The Platform Hack: Why checking Traveloka or Citi/DBS promo pages every Wednesday and Thursday is worth more than any mile earn rate. The Maybank XL Strategy: Why the Maybank XL Card (Rewards or Cashback) is the 2026 "MVP" for travelers under 40, offering high caps and 4 MPD / 5% cashback on both bookings and overseas spend. HSBC Revo-Up 2026: How to leverage the extended 10X points promo for hotel and airline bookings before the Feb 2026 deadline. The "Splitting" Method: Using the DBS Women's World Card or UOB Ladyโs Card to stay under monthly spend caps while maximizing travel rewards. Beyond Bookings: How to use Heymax or ShopBack to layer extra value into your travel and investment ecosystem. #NotSponsored

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