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I Spent $445 in Vietnam: Here's Every Single Cent

4.8K views· 82 likes· 17:22· Apr 5, 2026

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A 5-day, 4-night Ho Chi Minh City trip for $445 per person: flights, hotel, lounge access, transport, food, eSIM and travel insurance all included. Here is the full breakdown of every dollar spent, every card used, and every hack that made it possible. If you are planning a Vietnam trip from Singapore in 2026, this is the only budget guide you need. This video is not sponsored so if you enjoyed this content, please help me click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers or scan the QR code in the video. It helps to support my small channel in producing better value content for my viewers! List of products mentioned: - HSBC Revolution (SingSaver) 🔗 https://hmsg.link/hsbcrevolution - UOB PRVI VISA https://hmsg.link/prvivisa - AMEX Platinum Charge (S$1,744) https://hmsg.link/amexplatinum - Chocolate VISA Card 🍫 https://hmsg.link/chocolate - HeyMax HMSG https://hmsg.link/heymax - Instarem Amaze Code: HONEYMONEY https://hmsg.link/amaze - YouTrip https://hmsg.link/youtrip - Maribank/Mari Credit Card code 9QGO55OJ https://hmsg.link/maribank - Trip Hotel & Flights https://hmsg.link/trip - Klook https://hmsg.link/klook - Trust Cashback Card https://hmsg.link/trustcb Code HUQPC614 - TIQ by Etiqa Code R56612 https://hmsg.link/tiq - UOB Krisflyer https://hmsg.link/uobkrisflyer _________________________________ 📈 Click https://hmsg.link/ibkr to see my preferred broker 💹 Interactive Brokers 🔭 Telegram Group: https://hmsg.link/telegram 📷 Instagram @HoneyMoneySG https://www.instagram.com/honeymoneysg ⭐️ Website https://honeymoneysg.com 🌟 My referral codes: https://honeymoneysg.com/#deals 📙 Solo Biz: https://hmsg.link/solobiz ☕️ Buy my Spreadsheets at Ko-Fi: https://hmsg.link/shop 🎵 TikTok https://www.tiktok.com/@honeymoneysg 📧 Email (Business only): sghoneymoney@gmail.com 🏦 CREDIT CARDS 💳 🔗 https://hmsg.link/creditcard Disclaimer: The information provided in any affiliate referral or recommendation should not be considered as financial advice. The content is for general information purposes only and does not take into account your personal financial situation, goals or objectives. You should always do your own research and seek professional advice before making any financial decisions. We may receive compensation for affiliate referrals, but this does not influence our recommendations or reviews. Interactive Brokers provides execution and clearing services to its customers. Influencer is not affiliated with, recommended by or an agent of Interactive Brokers. Interactive Brokers makes no representation and assumes no liability to the accuracy or completeness of the information provided in this video. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com.   None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy.  Investment involves risks.  Investors should obtain their own independent financial advice and understand the risks associated with investment products/ services before making investment decisions. Risk disclosure statements can be found on the Interactive Brokers website.   Influencer is a customer of Interactive Brokers. Interactive Brokers and Influencer have entered into a cost-per-click agreement under which Interactive pays Influencer a fee for each clickthrough of the Interactive Brokers URL posted herein. _________________________________ This video is a full walkthrough of my Vietnam trip from Singapore in 2026, covering every dollar spent and every card hack used. In Part 1 (filmed at Changi T4), I cover the cheapest way to book flights, how to maximise free lounge access using Priority Pass across two different cards, which 5 cards to bring for overseas spend, where to buy a cheap eSIM, and how money changing in Vietnam actually works. In Part 2 (filmed at Tan Son Nhat Airport), I reveal the full cost breakdown so you know exactly what to budget before you book. WHAT IS IN THIS VIDEO 00:00 Introduction 01:08 ✈ Changi T4 lounge strategy: Crystal Jade dining + Blossom Lounge for $0 03:44 💳 The 5 cards I brought and why (Amaze, DCS Flex, YouTrip, Maybank, Choco Visa) 06:01 💵 Vietnam money changing hack: go to the gold shops, not money changers 08:08 🏨 Hotel booked via Klook gift cards: 4 nights in District 1 12:12 📊 Full budget breakdown: How much all-in for 5D4N? #NotSponsored

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