f the stock market crashes again, what should you do—especially if you're close to retirement? In this video, we share our personal plan and what we’re doing differently after making a mistake during the last market downturn. We talk about how we prepare for uncertainty, why having a strategy matters, and how we avoid panic when the market drops. We also discuss: • Why market crashes feel different when you’re near retirement • How we use a bucket strategy (growth, cash, and safer investments) • The importance of having cash reserves • What “catalysts” are and how they affect the market • Why mindset matters more than timing the market This is not financial advice—just our personal experience and what’s working for us as we prepare for retirement. If you’re a pre-retiree or already retired, we hope this gives you perspective and peace of mind. 👉 Don’t forget to subscribe for more real-life conversations about money, retirement, and lifestyle. #stockmarketcrash #retirementplanning #investingtips #preretirement #financialfreedom #marketdownturn #retirementstrategy #personalfinance Timestamp 0:00 Our biggest mistake during the last market crash 0:40 Why market crashes feel scary near retirement 1:33 What is a market catalyst? 3:26 Our plan if the market crashes again 3:45 Bucket strategy explained 4:23 Rebalancing portfolio and looking into opportunities 5:36 Cash reserves and flexibility 6:00 Adjusting discretionary spending 7:08 Why mindset matters most 7:50 Final thoughts Check out our channel for more videos : https://www.youtube.com/channel/UCwZEfU5vkYMM8_ft_xwaz3g for business inquiries: haven.eileen@gmail.com

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