Graham Cooke sits down with Steve Hui, the founder The Flights Club, to demystify the world of frequent flyer points. With a background in accounting and finance, Steve explains why most people are leaving money on the table by redeeming points for iPads or economy flights when they could be flying business class for the same value. They dive into the math of points, discussing how to turn expenses into luxury travel, the widening privilege gap in aviation, and why Steve hasn't paid for a business class seat in over 13 years. ### Timestamps 00:00 – Introduction: How Steve Hui got started in the points game 00:38 – The Accounting Brain: Why points are just numbers and how to find their true value 02:18 – Business Class vs. Economy: Turning 2 cents into 4 cents 03:45 – The Psychology of Points: Financial vs. emotional benefits The Widening Gap: Why economy is getting tighter while business class gets better 06:01 – Turning Pain to Pleasure: Using business expenses to fund travel 06:50 – Are Travel Agents Dead? The value of service and hidden ticket classes 07:54 – Destination Spotlight: Why Tokyo is Steve’s favorite city 08:56 – Banking the Yen: Strategic travel planning and family upgrades 10:30 – The Supply Mismatch: Why it's easier to buy an air fryer than a reward seat 11:11 – Getting Started: Strategies for new frequent flyers 12:15 – One Carrier vs. Multiple: Choosing your earning strategy 13:10 – Credit Card Bonuses: Shortcutting your way to a massive points balance 14:12 – Virgin vs. Qantas: A comparison of status and seat availability 15:26 – The Complexity of "Apples to Apples": Why you might need a spreadsheet 16:30 – Fish Finders: Online tools for finding elusive reward seats 17:25 – The Best Lounges: Sushi in Japan vs. massages in Sydney

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