Balance matters, especially in retirement. Many people near retirement have paid-off homes but little in savings. Downsizing sounds smart, but a volatile real estate market and rising rent prices can make it risky. This week on CTV Morning Live, Peter explores a smarter approach: - Keep a low-cost mortgage into retirement - Build your cash reserves for security and freedom - Focus on balance, not just ownership Get the insights you're looking for when planning for your retirement. SUBSCRIBE NOW In depth free personal finance advice. CTV MORNING LIVE SEGMENTS WEEKLY Short updates on current topics. Visit our website or call us today to get in touch with a qualified Financial Advisor. Subscribe to our channel for weekly personal finance advice and to listen to our "Your Money" podcast. Get in touch with Everything Financial Group Website: www.everythingfinancial.com Call: 1-888-424-4421 E-mail: sla@everythingfinancial.com