This Simple Spreadsheet Changed How I Manage Money in 2025 💰

Forget Overcomplicated Budgets! This is How I Track Every Dollar 🔥 Get good at automations: https://www.gotsheet.xyz/c/gotsheet-youtube Want a simple, effective way to track your money without complex budgeting apps? This spreadsheet-based system is what I’ve used for 15+ years to manage finances without stress. Whether you prefer Google Sheets or Excel, I’ll show you how to use this barebones but powerful finance tracker. 🔹 How to set up and use this personal finance tracker 🔹 Why manual entry beats automated finance apps 🔹 How to track every expense, categorize spending & reconcile accounts 🔹 Google Sheets vs. Excel – which works better for finance tracking? In depth walkthrough: https://youtu.be/uDi51OH-PHI 📥 Download My Personal Finance Tracker: https://eamonn.gumroad.com/l/2025-personal-finance-tracker 📺 Watch Next: https://youtu.be/-lKn0FwUi1A 📅 Book 1 on 1 consulting with me - https://cal.com/eamonncottrell We receive commission on purchases made through some links on this page _______________________________________________ 🎓Software Recommendations: ► Convert PDFs to Excel fast. Automate repetitive tasks without leaving the comfort of your spreadsheet. Try Lido now: https://www.lido.app/link/eamonn ► Starting a Newsletter? Check out Beehiiv with a free trial and 20% off your first 3 months: https://www.beehiiv.com/?via=eamonn _______________________________________________ 🎓Data Course Suggestions: (coursera) ► Advanced Data Analytics Certificate by Google: https://imp.i384100.net/21dWGa ► Microsoft Power BI Data Analyst Certificate - https://imp.i384100.net/4PgjK3 ► Microsoft Business Analyst Certificate - https://imp.i384100.net/anamAq ► Google Cloud Data Analytics Certificate - https://imp.i384100.net/B0ZJb0 _______________________________________________ 🎓AI Course Suggestions: (coursera) ► IBM AI Developer Certificate - https://imp.i384100.net/B0ZR9L ► Overview IBM AI Engineer Certificate - https://imp.i384100.net/KjnyA9 ► Google AI Essentials - https://www.coursera.org/learn/google-ai-essentials _______________________________________________ 🖥️ Office items I can't live without: https://amzn.to/3uqSO7Q (amazon) _______________________________________________ 📲 Find me on LinkedIn: https://www.linkedin.com/in/eamonncottrell/ on Twitter: https://twitter.com/EamonnCottrell _______________________________________________ ⏳ Timestamps for Easy Navigation 00:00 - How This Simple Finance System Works 00:19 - Setting Up Your Transactions Sheet 00:41 - Entering & Categorizing Transactions (Step-by-Step) 01:25 - How to Customize Income, Expense & Payment Accounts 02:09 - Why Manual Entry Improves Financial Awareness 02:26 - The Mindset Shift: How Credit Card Tracking Works 02:45 - Analyzing Your Spending (Graphs & Reports) 03:03 - How to Get the Template or Build Your Own #PersonalFinance #GoogleSheets #Excel #MoneyTracking #BudgetingTips