The Means Test Explained | Are you Over the Income Limit for Chapter 7 Bankruptcy?

Are you worried that you make too much money to file for Chapter 7 Bankruptcy? In this video, Arizona bankruptcy attorney John Skiba explains the "Means Test", the math problem the court uses to determine if you qualify for debt relief. John breaks down how household size (heads on beds), gross income, and specific state standards in Arizona (as of April 2026) impact your eligibility. He also reveals a major loophole for business owners that could allow you to skip the means test entirely. 📞 Book your FREE consult today! 🌵 ARIZONA Call: (602) 887-6992 Book online: https://calendly.com/d/ctrm-8q5-gpb ⭐ CALIFORNIA Call: (916) 603-3677 Book online: https://www.consumerwarrior.com/california/#california ✅ OTHER STATES https://swiy.co/JohnSkiba Legal Disclaimer: The information provided on this YouTube channel is not legal advice and is offered for informational purposes only. You should seek out an attorney to seek legal advice on your legal issue. © Consumer Warrior, LLC - All content is owned and protected by Consumer Warrior, LLC. #bankruptcy #debt