In this video I’m giving you my honest Chase Sapphire Preferred review—and yeah, I’m explaining why I don’t think you should automatically run out and get it just because everyone on YouTube says it’s “the best travel card.” I break down what people love about it, but I also talk about the stuff that can make it a bad deal if you’re a budget traveler (especially if you’re not traveling enough to justify another annual fee or you’re not actually using the points the “right” way). I also share the mindset I use when I pick credit cards: I’m looking at my real spending, my real travel style, and how easy it is for me to redeem without jumping through hoops. If you’re newer to points, you don’t want to collect points that just sit there because the redemption process feels confusing. My takeaway is simple: pick the card that matches your life right now, not the card that sounds fancy online—and if you do want to check out the Chase Sapphire cards, I include my referral link so you can compare offers for yourself.