How Much You Need Invested to Retire in Australia

How much do you actually need invested to retire comfortably in Australia? The official ASFA Retirement Standard says $630,000 for singles and $730,000 for couples — but the average Aussie retires with far less than that. In this video, I break down the exact numbers using real 2026 data from ASFA, the ATO, and the ASX, so you can finally see where you stand and what to do about it. What This Video Covers The real cost of retirement in Australia for 2026, the three paths to funding it (super, ETFs, and the Age Pension), how they work together, and three practical steps you can take today to close the gap — including a catch-up super contribution window that expires June 30. Timestamps: 0:00 The Retirement Gap 0:41 Where Most Aussies Actually Stand 1:10 Why Nobody Talks About This 1:44 What Retirement Actually Costs 2:15 Modest vs Comfortable: The Real Difference 3:00 Path 1: Superannuation 3:57 Path 2: Investing Outside Super 4:47 Path 3: The Age Pension Safety Net 5:31 A Real Retirement Example 6:20 Step 1: Check Your Super Today 6:53 Step 2: Boost Your Super Before EOFY 7:37 Step 3: Start Investing Outside Super 8:08 You're Closer Than You Think Legal Disclaimer: This video is general information only and not financial, investment, tax, or legal advice. It does not consider any individual's personal circumstances. Aussie Finance With Skippy is not a licensed financial adviser. Consult a licensed Australian financial adviser or tax professional before making financial decisions. All investing involves risk, including loss of capital. Past performance is not a reliable indicator of future returns. Creator's Note: Each video on this channel takes a lot of time to research, write, narrate, and animate with care. Yes, I use AI tools to help with voiceovers and visuals, but every message, script, and idea is crafted with intention, so you can understand money clearly and feel empowered to change your life. Thank you for being part of this project. #australiafinance #australianfinance #aussiefinance