Everything You Need To Know Financially To Buy A House In 2026

There's 3 rules you need to know in today's crashing housing market. So if you've been wondering how to buy a house going into 2026 I break down each rule before you buy a home. Then I explain the exact income requirements at every price point, based on current rates and what lenders are actually approving for each salary level. So if you've been waiting to buy a home it's finally time. Enjoy! *Subscribe:* https://www.youtube.com/@AndyColeman?sub_confirmation=1 ======== 📧 *For Business Inquiries or If You Need A Realtor:* 📲 Email: andy.coleman1186@gmail.com ========= 💟Follow me on IG💟 Instagram: https://www.instagram.com/theandycoleman/ ======== 📺 *Watch My Previous Video:* 📺 🎬 *The EXACT Date Home Prices Will Be The Lowest (Get Ready)* • https://youtu.be/lH8_4AiIxeo 🎬 *How To Get 25% Off A House In 2025* • https://youtu.be/eO4LPQxN_Mw ========= *Description:* In this video, I reveal exactly how much income you need to make to afford a house in today's real estate market. As someone who's helped over 900 families navigate home buying and currently works as a real estate agent and helped investors, I break down everything first-time home buyers need to know about qualifying for a mortgage and understanding what they can actually afford. For those curious I even show you the difference if you rent the same house versus buying it. The final results will definitely surprise you. So if you've wondered how much home you can actually afford based on your salary I break down each scenario no matter what your income level is. Do you want to buy a $500k home? Million dollar house? A $400,000 house? I go through how much your monthly payments will be, what lenders will approve you for, the exact house by price range you can afford and exactly how to buy a house going into 2026's housing market! I'll walk you through the three essential rules that determine your home buying power, explain why the housing market has changed dramatically in recent years, and show you the massive difference between what banks will approve you for versus what you should actually spend. You'll discover the hidden costs of homeownership that most people never consider, understand how your existing debt impacts your buying power, and learn why renting might actually be the smarter choice in today's market. Whether you're looking at starter homes or luxury properties, this video will help you understand exactly where you stand in the real estate market and how to approach buying a house or investing in real estate for beginners. This is essential information for anyone wondering how much house they can afford with their current salary. Watch to find out! ==================== *My ENTIRE Camera Recording and Set Equipment:* https://www.amazon.com/shop/theandycoleman/list/39HEFSM6ZBBG5?ref_=aip_sf_list_spv_ofs_mixed_d =============== 🏅*Learn How To Make over $10,000 A Month EASILY With Rentals:* https://www.richwithrentals.com Rich With Rentals: My full step by step rental system is finally available! Learn my entire rental strategy on how I get 100's of FREE leads a day, make over $50K a month and close 250 deals a year! Get 12 LIVE sessions with me as well! It's in order start to finish so you can go at your own pace, download all my exclusive scripts, SOP's, templates, guides, videos and much more! 📝*Sign up for EXP Realty with me, Andrew Coleman as your Sponsor: * Get direct access to The Andy Coleman Team! Email me for more details! ============ #firsttimehomebuyer #housingmarket #realestate #mortgage #realestatetips #finance #economy ========= *DISCLAIMER:* This Channel DOES NOT Promote or encourage any illegal activities, all contents provided by this channel are meant for INFORMATION only. Some of the links and other products that appear on this video are from companies which Andy Coleman will earn an affiliate commission or referral bonus. As an Amazon Associate, Rentspree and Constant Contact Associate I earn from qualifying purchases. Andy Coleman receives cash compensation from Public for sponsored advertising materials. Andy Coleman is part of an affiliate network and receives compensation for sending traffic to partner sites. This is not investment advice.