How To Buy A House Without Being House Poor

If you're ever wondered how much house you can afford by income in 2025.... the age old question, this is your video. Just because the bank approves you for a $400,000 mortgage doesn’t mean it's the right financial decision. In this video, I break down the real numbers behind home affordability and show you how to buy a house without becoming house-poor, as well as the housing price based on income levels, even at today's interest rates. FREEBIES 🟢 Ultimate Personal Finance Tracker - https://www.alicecee.com/personalfinancetracker 🟢 Why Net Worth Skyrockets At 100k - https://www.alicecee.com/networth100k TIMESTAMPS 00:00 Introduction 01:17 Why Pre-Approvals Are Dangerous 01:44 The 28% Rule 02:36 Real Life Example of Monthly Budget 05:41 Life First Housing Formula 06:43 $50,000 Annual Income 07:21 $75,000 Annual Income 07:47 $100,000 Annual Income 09:07 Other Costs of Home Ownership 11:38 True Cost Of a $300,000 Home. 12:24 $50,000 Income Breakdown 12:53 $75,000 Income Breakdown 13:19 $100,000 Income Breakdown 13:44 $125,000 Income Breakdown 14:34 Higher Cost Area vs Lower Cost Area 16:04 Downpayment Requirements 18:00 Saving For a Downpayment 19:15 Recap RELATED VIDEOS 🔵 How I'd Invest $10k In 2025 - https://youtu.be/Z5Vzxyl10Eo 🔵 How Anyone Can Be A Millionaire On A Small Salary - https://youtu.be/zXdsDnEHPZ4 🔵 Why Everyone Seems Like They Have More $ Than You - https://youtu.be/_4BZr_M3WB8 🔵 Average Net Worth By Age - https://youtu.be/mh6E4l76j4o WHERE TO FIND ME ⭐️ My Weekly Newsletter - https://alicecee.beehiiv.com/ ⭐️ My Community - skool.com/digital-demand/about ⭐️ Linkedin - https://www.linkedin.com/in/alicecee/ ⭐️ Instagram - https://www.instagram.com/alicecee_/ ⭐️ Twitter - x.com/TheAliceCee ⭐️ Threads - threads.net/@alicecee_ OTHER LINKS 🟡 Track Your Net Worth with Empower https://empower.sjv.io/c/6525680/3337675/13439 🟡 10% OFF Seeking Alpha Premium - https://link.seekingalpha.com/4KHDMBC/4G6SHH/ 🟡 $50 OFF Seeking Alpha Picks - https://link.seekingalpha.com/4KHDMBC/4HKP84/ 🟡 20% OFF Seeking Alpha (Premium + Alpha Bundle) - https://link.seekingalpha.com/4KHDMBC/4JZKZP/ 🟡 Join Epidemic Sound For FREE - https://share.epidemicsound.com/2d0o56 🟡 10% OFF Doola - https://partnersps.doola.com/alicecee 🟡 15% OFF Dext (CODE: TRYDEXT-KFY) - https://join.dext.com/2ac7m6jgl2nt AFFILIATE DISCLOSURE: Some of the links in this video's description are affiliate links, meaning, at no additional cost to you, the owner may earn a commission if you click through, make a purchase, and/or opt-in.