Housing Market Forecast Fall 2025: GDP, Mortgage Rates, Inventory, Prices | Rick Sharga Webinar

Housing market forecast 2025: Rick Sharga joins AD Mortgage to break down GDP strength, jobs, inflation vs wage growth, and what they mean for mortgage rates, affordability, inventory, and price trends. We cover investor activity (DSCR opportunities), delinquencies/foreclosures, regional splits, and why a broad “price crash” is unlikely. • Highlights: Atlanta Fed GDPNow, affordability gap, insurance/tax impacts, inventory up ~20% YoY, price reductions rising, builders’ concessions, pending sales turning, single-family rentals demand, FHA/VA delinquency dynamics. • For brokers & lenders: practical takeaways for purchase pipelines, investor clients, and product mix (Non-QM, DSCR, non-warrantable condos). Want program details or to partner with AD Mortgage? Visit our site and subscribe for product updates, rate sheets, and webinars! _____________________________________________________________________ AD Mortgage (NMLS # 958660) is a top wholesale and correspondent lender, bringing first class service.  We are a nationwide lender able to conduct business in 40+ states. Join the more than 8,500+ companies who’ve already chosen AD Mortgage as their long-term partner to expand their pipeline! Learn About Programs: https://admortgage.com/our-programs/?utm_source=yt&utm_medium=sm&utm_campaign=ShargaHousingFall25 Calculate Your Loan: https://pricer.admortgage.com/?utm_source=yt&utm_medium=sm&utm_campaign=ShargaHousingFall25 Submit Scenario: https://admortgage.com/scenario-request-form-2/?utm_source=yt&utm_medium=sm&utm_campaign=ShargaHousingFall25 Become a Partner: https://admortgage.com/become-a-partner/?utm_source=yt&utm_medium=sm&utm_campaign=ShargaHousingFall25 Follow us where you wish: LinkedIn: https://www.linkedin.com/company/admortgage/ Facebook: https://www.facebook.com/admortgagecompany/ Instagram: https://www.instagram.com/admortgagellc/ Twitter: https://twitter.com/ad_mortgage Threads: https://www.threads.net/@admortgagellc Telegram: https://t.me/admortgage_bot 00:00 Introduction & Agenda 06:26 Who Is Rick Sharga? 07:58 Q3 Housing Market Update - What We'll Cover Today? 09:10 I - US Economy: Are We in a Recession? Q2 GDP 10:56 Atlanta Fed Q3 GDP Forecasts 11:59 Stock Market Tariff Recovery 12:44 Job Numbers & Unemployment 15:06 Wage Growth 17:00 II - Housing Market: Affordability Continues to be a Major Headwind 18:36 Affordability Gap 19:53 Rising Insurance Costs & Property Taxes 22:16 Lower Mortgage Rates 23:46 Loan Applications Up 20% YoY 24:50 Home Price Growth Continues to Slow, More Price Reductions 28:00 Inventory Up 20% Since Last Year 29:36 Changes in Home Prices 32:36 Pending Sales Reverse Course 34:31 Existing Home Sales Down & Up 36:05 New Home Sales 37:57 Housing Starts & Permits Decline 39:36 III - Demographic Trends: America's Getting Older, Millennials Start Later, Own vs Rent 42:39 Homeownership Rates & Who Homeowners Will Be 44:22 Investor Market - Investors Own 20% of SFHs 45:33 Who Are the Investors Buying 33% of SFHs 46:56 IV - Delinquencies, Defaults & Foreclosures: Consumer Debt 56:32 Rick's Closing Remarks 58:26 Q&A & Wrap-up